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A Brief History of Banking
If you’ve ever wondered exactly how it is that modern banking originated, you’re not alone. Though many of the practices of modern banking have come about only within the past one hundred years (or less), some of the early basis for modern banking can be traced back to the Middle Ages and before.Peer-to-Peer Lending – Will it Prosper?
With the advent of peer-to-peer lending websites, it may seem as though a new era in online lending is beginning. As with any loan, however, it’s important that you take the time to look into the advantages and disadvantages of this type of loan so as to make sure that you know exactly where your money is coming from and what will be expected of you when it comes time to pay it back.Ways to Finance a Vacation
Taking a vacation can be an important part of your yearly routine… after all, it’s been shown in medical studies that individuals who go on vacation at least once per year not only tend to live happier lives but also may have longer lives as well.Common Savings Account Features
Savings accounts are one of the most common types of bank accounts available today. In addition to chequeing accounts, they make up a very significant portion of any bank’s business. With that amount of competition, different banks may offer different account features in an attempt to lure in the business of people who are looking to open new accounts.Encouraging Your Children to Save Money
As a parent, you usually want your children to have the best that life has to offer. Unfortunately, you know that it can be quite difficult to get the money that you need sometimes as an adult… and you wish that there was some way that you could spare your children these same problems.Understanding Finance
We all use finance when we require additional money to fund a project for example. The term can also refer to another branch of the subject dealing with its management. Read more about finance here…How Buying on Margin Works
If you pay attention to finance and investment news, you might hear something from time to time about buying on margin. It may sound intriguing, being able to purchase large amounts of stocks or other securities without having to pay the full cost of them… in most cases, though, that’s all of the information that is given and it leaves you to wonder exactly how buying on margin works.Where to Look for Business Financing
Starting a new business can be difficult. In addition to creating a business plan that will outline what your business intent is and finding the contacts and locations that you’ll need, finding the money that is needed to get a business off of the ground can sometimes seem impossible.Finding a New Bank That Fits Your Needs
There are a number of reasons why you might be looking for a new bank. Perhaps you are moving to a new area and need to establish yourself at a bank in that location, or maybe your current banks simply isn’t providing you with the service and options that you desire.Advantages of Banking Locally
With the number of banks that operate either nationally or internationally, there are practically a limitless number of options available to individuals looking to open new bank accounts. Chain banks may offer a larger brand recognition, but in many cases this recognition comes at the expense of the service and features that smaller banks can offer. Below you’ll find some of the advantages that smaller local banks offer, to help you when you encounter the decision of whether to open an account with a larger chain bank or to choose a local bank instead.How Banking Works
Banks offer a large number of financial services, and pay you interest on at least some of them. Because of this, many people are quick to overlook the fact that banking is still a business, and banks need to make money to pay their employees, keep the utilities running, and make a profit for their shareholders and customers.A Guide to Finding the Right Bank for Your Needs
Whether you’re looking for a bank at which to open a new savings account or you’re simply unsatisfied with your previous bank and want to find a new place to do business, finding the bank that’s right for you can sometimes be quite difficult. Of course, it doesn’t have to be… it simply a matter of knowing what you’re looking for before you head out to the bank, and making sure that you do a little bit of comparing of services before deciding upon one particular bank over the others. Below you’ll find some basic tips for what to look for in a new bank, as well as what to avoid.Choosing the Right Bank for Your Business
Whether you’re starting a new business or you’re simply looking for a new bank for your current business, finding the bank that serves your business best generally isn’t as easy as simply opening an account at the bank where you do your personal banking. Businesses tend to have different needs than individuals, and the fact that a bank does well with personal banking services isn’t always an indication that they’ll be able to best fit the various needs of your new or existing business.