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Financial Terms Explained
0% finance: An interest-free loan — you repay only the amount of money you borrow. Such loans are often offered on items that manufacturers or dealers are keen to sell, perhaps because it is an unpopular model or it is about to be replaced by a new model. The deposits might be large, sometimes up to 50% of the list price of the item.College Planning – Coverdell IRA Or 529 Plan?
Planning for college has become more paramount as the costs associated with attending have skyrocketed. Both the Coverdell IRA and the 529 plan were conceived to address this growing issue.What is Bridge Or Hard Money Lending?
As we all know from reading the papers and listening to the news, conventional banks are not lending. They are certainly not lending to marginal borrowers, and they are not lending to the most pristine borrowers. This has created a great opportunity for those that have the ability to lend, whether they are mortgage banks or individuals with funds. Bridge money lending. As discussed below, Bridge Lending is a fantastic opportunity that has been made even better by the fact that banks are holding on to the money that has been given to them by the government instead of lending it.Check Cashing & Money Transfers Make Money Transactions Convenient & Safe
Check cashing and money transfer involve the process of using negotiable instruments and transfer of funds through banks and other money transfer companies. Both usually involve bank to bank transactions that are considered to be the safest when it comes to wiring money as well as cashing checks.For Professionals With Clients in Transition
If you are an attorney,financial planner, physician, accountant, or another professional, you work with people everyday as they deal with life transitions. What do life transitions mean for you, and for your practice? With a little understanding of our natural responses to change and loss, you can be a valuable resource to your clients.Sign of the Times – How to Spot a Recession
There are many signs that indicate whether we are in a recession or not and certainly the most obvious one is when the Prime Minister says so. That is why a formal accouncement of a recession by anyone in authority has been ommited from this list. What appears here instead are some other factors in determining the state of our economy. For instance, did you know skirts can act as a barometer when it comes to assessing the financial climate of the day?Choosing the Right Commercial Financing For Your Business
The business finance world is an area many businesses have to navigate in order to get the appropriate finance to grow their business or improve cash flow. It can be complicated understanding what type of finance is right for your business so here are some of the most common business finance methods explained.Get Your Kids Acquainted With Money Management
Online fund management tool is effective and measurable compared to all other traditional money recording technique. It benefits both personal household expenses and business houses simultaneously. Customers can avail this service 24 hours a day from anywhere in the world.Locating Official Unclaimed Money Bureaus
It can be difficult to figure out the proper way to locate the appropriate unclaimed money bureau holding any given person’s missing money. Unclaimed money and property websites are often confusing and or outright dishonest. Each state has it’s own unclaimed records containing piles of cash waiting to be claimed by rightful owners. Learn the correct way to search for money owed to you from each state’s unclaimed money office.Dawn To Dusk – Us Market – An Overview
Hot topic under discussion for the past few months is US recession. Debt market along with sub prime crisis collapsed US market in which its heat spread globally. Billions of dollars of the investors wealth has lost, banking system crippled and plugged millions of people jobs. To face the turmoil US government bailedout $700 billion.The Benefits of Online Banking Services
With the increasing reputation of the Internet, most businesses are finding new interesting ways making use of this interesting medium of Internet to cope with the ever-varying preferences of clients. Nowadays, almost anything is possible on the Internet, right from shopping for provisions to making a long distance free call anywhere on the globe by the means of your computer. Yeah, there seems to be no end to the possibilities with the Internet at hand.Adapting to the New Economy
As I pondered on the future, I am reminded of the book that became a bestseller years ago: Who Moved My Cheese? It was a book written about change. How apt it is in this season of change we are going through – changes in our spending habits, changes in our investment options, changes in the core of our financial systems.The Financial Crisis to an Average American – “How Does it Affect Me?”
Anywhere you turn, you will see a story about banks and savings-and-loan giants failing. I do not know how many more banks have to fail until we see the chaos on Wall Street that the 1929 crash brought about, but people are panicking.