Diversify Your Portfolio + Across Niches

American Materialism

The socio – cultural progression of modern American society is manifested in the affinity it has for the consumer culture. Many label the culture and social environment as the “American Dream.” This idea is linked closely to the aspirations of the American society or at least the values that pervade it in the present.

Learn How to Ignite Your Economy

How would you like to be financially free? That is my goal! Recently I completed an excellent energizing six week on-line course on financial literacy and learnt steps towards financial freedom. Financial freedom is defined as stepping away from your work, living comfortably, and having enough residual income to pay bills and expenses. Working in a successful business and having no time to spend your money, is not financial freedom, even with mounds of money coming in. Having people run your business successfully so you work when you want to, on the other hand is financial freedom. Today I will address three areas of personal learning towards financial freedom, the external world of my economy, the internal world of my economy, and my personal self care.

Standby Letter Of Credit: What Is It? And How Can It Be Used For Project Financing?

The Standby Letter of Credit is classified as a letter of credit, also called documentary letter of credit. It is a term widely used to secure payments in national and international trade. The document is issued by a financial institution, at the request of the buyer. The buyer also provides instructions for preparing the document. Being that an SBLC is a letter of credit makes it also a negotiable bank instrument. This allows the instrument to be rated and valued and exchanged for consideration. In other words, being a bank instrument not unlike a bank guarantee, the standby letter can then be monetized for bank lending.

Proof of Funds: What Is It?

An overview of the finance term “Proof of Funds” and its uses in Credit Enhancement as a viable financial solution for project funding and other financing areas. Through understanding the purpose and uses of Proof of Funds Letters an applicant, borrower, seller, or buyer can better position themselves above their competition and ensure a stronger advantage for better financing, purchasing, selling, leasing, and renting terms. When a party lacks the ability to achieve the necessary credit worthiness on their own merit, they still have options to jointly access financial assets of other asset holders willing to strengthen others through Credit Enhancement programs.

Bank Instrument Financing For Project Funding

Arriving at successful project financing is not an easily achieved task in today’s banking environment. Companies have gone away from traditional institutional financing in search of other more reliable channels of funds. This is where the advent of using bank instruments as a direct source of creating capital for project finance has opened up.

How to Claim Deceased Relatives’ Unclaimed Money

Unclaimed money can be claimed from owners who might be deceased relatives. According to unclaimed money laws and a recent statement from the U.S. Supreme Court (Texas vs. New Jersey, 379 US 674, 1965), the unclaimed property is returned to the state of the property owner’s last known address. If the address cannot be found, then it is returned to the state in which the business holding the funds is incorporated. At this stage, it is the responsibility of the unclaimed property office to find the rightful owners.

Key Bank Locations – Easy Tips to Choose the Best Bank

Following the quick to do, simple to understand tips below will instantly help you identify key bank locations offered by each bank you’re interested in registering an account with. This guide will conveniently help you pinpoint the best bank for your particular needs. Learning the tips below will greatly help in properly choosing key bank locations bundled with an account provided by the banks in your list.

Corporate America: The Great White Hopeless

Why getting a job is stupid? Because you only get paid when you work. How would you like to get paid whether you’re working or not?

Why the Future of Financial Advice Is Outsourced Paraplanning

A professional Independent Financial Adviser should be focused on doing what they do well and not on providing their own paraplanning services. Whether an adviser is an expert at building client rapport or providing complex and innovative solutions to financial planning conundrums or even has that rare skill of being able to provide clear and simple explanations of difficult and technically challenging concepts, he should not have to be an expert paraplanner. A paraplanner is there to take the responsibility and ownership of the time consuming (whilst still important and necessary for compliance and audit reasons) tasks that an…

Christian Financial Planning – Why You Should Consider It

Financial planning stands in the position of making people’s money work for them. There are too many people in the world today who do not know how to invest in the wisest way. A business entrepreneur who does not even know how to write a business proposal would not grow to become a successful business person but will always struggle to face any sort of challenge.

CFD Financing

CFDs are traded on a margin, meaning that rather than paying the full value of your position, as you would in conventional share trading, you just pay an initial deposit. This varies from broker to broker, but usually ranges from 1-10% of the value of your position.

Are Financial Planning Tools Really Helpful?

Different people have different views on how to choose the best way to invest your money. Most people prefer going to a financial consultant in order to get the best they can. However, financial consultants cost money and what’s more, they don’t offer you any guarantee that your money are at a safe place.

It Is Important to Talk to a Financial Advisor

During the old times, the usual Blacks always turned away from the concept of seeking an advisor from a financial advisor when it comes to the matter of monetary and financials. This is for the reason that they considered these experts or advisors to be the paraphernalia for those who were rich or happen to be saviors for those who are trapped in massive financial debts. Mostly people of that time did not even consider taking it into account the advice of allowing any stranger, sometimes being the Whites, to peak and sneak into the monetary matters, handling their hard-earned…