The Speed of Money!

Hold on to your money! Money does not grow on trees. You must have a hole in your pocket. Mr. Big shot; you sure know how to throw away money. Are a few saying told to people that do not learn to manage money.

Monetary Policy – Tools Used by Central Banks

Recently on 16th September 2010 in its mid Quarter Review, the RBI, in order to control inflation, hiked the Repo Rate by 0.25% to 6.0% and the Reverse Repo Rate by 0.50% to 5%. So what are these monetary policy tools that the RBI uses to manage inflation and how do these affect interest rates in the market? The Reserve Bank of India (RBI) uses various monetary tools to manage economic growth and inflation during times of boom and recession. The RBI uses various tools like CRR, SLR, Repo Rate and Reverse Repo Rate. Let us understand these tools one by one.

Opportunities In Business With Office Equipment Leasing

There arises the same questions when it comes to acquiring and replacing office equipment. Both new businesses and even existing businesses come across this. Whether you choose purchasing or equipment leasing, both get you what you want but with significant differences.

Supply Chain Finance & Reverse Factoring

Supply Chain Finance can also be known as Supplier Finance or Reverse Factoring. The term “supply chain” in this context is used to refer to the network of organisations and activities involved with producing, distributing and paying for goods and services provided by one or more suppliers to a single customer.

IRS Unclaimed Funds – Why Is There So Much Unclaimed Money?

In several states unclaimed money has reached inside the billions. A single state can owe as much as 5.5 billion unclaimed money and is estimated that 20% of the population as unclaimed funds.

Managing Cash Flow in Tough Economic Times

The global economic recession has hit everyone hard. However, it is the commercial ventures that have taken a harsh blow from the recession. A successful business is a rarity today. The secret to a successful business at any time would be healthy cash flow. Cash flow becomes all the more important in today’s environment with economic hardships and credit crunching. The importance of cash flow can be brought into perspective when one considers the scenario with no cash. A lost customer is just that, a customer you have lost and will not get back. This customer can be replaced by another customer whom you will treat properly and ensure he stays a loyal customer. However, a situation where there is no cash leads to a situation where you cannot pay your creditors or suppliers. Some times you cannot even pay your employees. This will mean that you do not have a service to provide and when you are not providing a service you do not have a business.

Managing Your Cash Flow by Understanding Profit and Loss

Profits and losses are the primary forces that govern the cash flow of a business. Smart business managers will keep an eye on both their profits and their losses so that they can allocate their resources effectively to ensure that they have optimised their cash flows. For some businesses, an optimised cash flow means enough money to pay expenses with a small amount of profit left over. For others, it is important to maximise profit yields to invest in the growth of the company.

Debtor Management and Your Cash Flow

Your business needs a positive cash flow to survive. When debtors fail to pay on time, your cash flow as well as the ability to meet quarterly reporting obligations are affected. Here are some tips to help you manage your debtors and maintain your cash flow.

Cutting Expenses in Your Business to Improve Cash Flow

You need money to keep your business running, but many business owners experience cash flow problems that put the future of their business at risk. Luckily, there are many remedies to cut expenses in your business and improve your cash flow situation. Let’s explore these options:

Is Your Financial Adviser Really an Adviser – 3 Ways To Tell

In the financial services industry these days there are A LOT of professionals that go by the generic title of “Financial Adviser” insurance agents, brokers, retirement plan salespeople, registered advisers and many others share this title. But many “advisers” are merely salespeople that know only how to tow their company’s line and parrot various talking points. Here are three ways to tell a true adviser.

35-44 – Who’s in Debt?

Different people manage their debts their debts in different ways – this article looks at this in more detail. I read an article from Callcredit looking at how different age groups manage their debts in different ways.

Selecting Entry Level Finance Jobs

Now that you have your degree, how do you begin the path to your new career? Getting your foot in the door you have chosen begins with an entry level finance job. There are several directions you can go from here. Most businesses today require a person of financial authority.

What to Do When You Don’t Have Enough

It’s a vicious cycle. We can never have enough money to satisfy our needs. The more we have, the more we spend so you should ask yourself, do you spend too much money or is it that you don’t have enough money?

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