Benefits of a Credit Union

A Credit Union is a cooperative financial institution which is controlled and owned by its members, operating solely for the provision of credit, promotion of thrift, as well as different financial services to its members. It is a democratic institution with member owned financial cooperatives, allowing members, regardless of the sizes of their accounts, to also run as a volunteer on the board and able to cast their vote during union elections.

Two Great New Reasons to Investigate Your Credit Score

From time to time, you have probably seen the advertisements pleading for you to learn your credit score. Finding out more about your credit score is definitely a smart move for a variety of solid reasons.

What Every Wholesale Distribution Company Should Know About Factoring

In the wholesale distribution industry, everything depends on consumer demand. Stocking up on items that customers want takes a lot of investment – which many wholesale distribution companies just don’t have right now. There is a way to ensure you have the capital needed to stock up on extra inventory, however — factoring! Learn what every wholesale distribution company needs to know about factoring.

How To Sell Jewelry For Extra Cash

Jewelries are considered to be an asset because their value doesn’t depreciate even with time. There are a lot of ways on how to sell jewelry and you can even gain a profit, if you know how to do it right. But before that, there are things that you have to do to ensure that you will not be tricked into selling your jewelry for a cheap price.

How To Deal With Your Small Business Finance Needs

One of the most challenging and time consuming tasks for any business owner is to finance even a small business. While it is considered an essential part of running and expanding a business, it should be done properly and carefully so that it won’t hinder the establishment of the business as a whole. Small business finance is basically the connection between cash, value, and risk. Maintaining the balance of these three factors will ensure the good financial health of your business.

Marriage Financial Matters

Majority of the marriages head towards divorce mainly due to fights over financial matters and how each one is spending money. It takes a little bit of thinking and taking action on both sides to avoid such fights and save your relationship. The money earned by either one or both belongs to the couple together as a family.

Thinking Solutions To Financial Problems

Most of us are not born wealthy. We will hit rock bottom when it comes to our finances especially at times when the economy is slowly declining. This is a good time to hold on to whatever finances we have but if the time comes that we do get to the bottom, here are ways for you to get back up.

Start Building Your Financial Ark Part I

James Rohn, a professional self-improvement and motivational speaker, wove many parts of The Bible into his lectures. Whether his listeners were a room full of corporate executives or an audience of Shaklee distributors, he believed that these stories had a spiritual foundation as well as a practical message for everyday living.

Homebuyer Tips: Truth In Lending Act

TILA, additionally known as the Truth in Lending Act was put into American law in 1968. It is considered legal and enforceable under United States federal law through Title I of the Consumers Credit Protection Act. By requiring clear, unambiguous language in every financial contract, its chief function is to safeguard consumers in dealings related to credit lending. This includes potential homebuyers as well as all other credit applicants.

Short Term Trading From Long Term Charts

To clarify my thinking about the Japanese Yen, Japan’s intervention warchest was increased by 5 trillion Yen, bringing it up to 150 trillion Yen. The dramatic intervention in mid-September cost Japan only 2 trillion Yen, or about 1.3% of the total currently set aside to weaken the Japanese Yen. When you look at the intervention warchest from that perspective, Japan has a lot of dry powder!

How to Pass the CFA Level II Exam

Now that you have passed the CFA Level I exam, it is time to get started with the Level II exam. Level II exam is considered to be more difficult compared to the Level I exam. According to the CFA Institute, only 39% of the students passed the Level II exam. Therefore, it is imperative that you plan your studies well. Below is an outline of how to prepare yourself to pass the exam.

Get A Cash Flow Solution In Place For Working Capital Financing – Your 2011 New Year Resolution

What if… just what if you could eliminate your working capital financing issues via a cash flow solution that works as you head into 2011 and beyond? That surely is the wish of most, if not all Canadian business owners and financial managers.

Tips on How to Refinance a Home

The economy changes from time to time, and there’s no assurance that it will always be at high peaks, so it would be a huge benefit for homeowners to refinance their home. Refinancing will enable homeowners to have an alternative way of paying off their existing high-interest loan with a new lower-interest one, through this, homeowners could balance their credits, thus reducing their debt-to-income-ratio.

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