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401k Hardship Withdrawals
For a distribution from a 401k to be on account of hardship, it must be made on account of an immediate and heavy financial need of the employee and the amount must be necessary to satisfy the financial need. The need of the employee includes the need of the employee’s spouse or dependent.Housing Grants Made Easy
Getting a housing grant is easier than you think, all that is required is a little research, preparation, and hard work. For starters, find a housing grant program that you are qualified for.Start Applying For Legitimate Government Grants Today
Whether you are looking to start a business or simply expand, there are legitimate government grants for you to take advantage of. While government grants are quickly gaining in popularity, many people are reluctant to apply for them because of the application fees. However, there are better ways to pursue this.Using a Government Grant to Stop Bill Collectors
It can be very stressful if you have recently got behind on your credit card bills and the bill collectors have started calling. During a bad economical time it is difficult for us to pay off our bills. Many of us need to continue to charge using our credit cards because we do not have enough money to buy the things we need. There is a solution that will allow you to pay off your credit card bills and have a new store. Using government grants can be one of the best ways you can get free money to eliminate your debt. One of the many advantages to using a free grant is the money is yours and you do not have to repay it.Example of Hardship Letters – Top 6 Tips to Write a Financial Hardship Letter
A hardship letter is addressed to the lender or the mortgage company by the borrower once he / she has missed some of the payments. This letter serves as the basis or your communication & future negotiations with the lender or the mortgage company. The borrower aims to explain his / her current position with this letter. It is a must that this letter is presented in the best & most effective way possible in order to strike up the best deal with the lender. Here are some tips that would help you write an effective financial hardship letter:Safe Finance For Difficult Times
Islamic finance is getting an increasingly positive press globally. Governments in Asia are actively pursuing this business and Singapore has again trumped Hong Kong’s efforts in this respect. As a result, Islamic banks are likely to find Singapore a more attractive location. Hong Kong, however, has not entirely lost the opportunity to shine.How Do Islamic Banks Make Money?
A young man makes his career choice and decides to become a successful banker, just like his father. He wants to prepare for the role and asks his father “What must I do to become a successful banker, just like you?” “Son,” says the father, “You must follow these three simple rules: first, don’t lend money to those who don’t have any; second, don’t lend money to those who need it badly; and third, the most important, don’t lend your own money.”Financial Products 101 Overview
Confused by all the lingo and terms concerning the various financial products? Not quite sure which product is best for you – equipment lease or working capital loan? What are the requirements for each product and are they etched in stone? Read on for a quick lesson on 7 financing products for your business or church.Are Credit Unions Search Friendly?
Credit unions are not very search friendly. Study of top 100 credit unions show poor rankings.Is This the End of the US Dollar?
While the current economic circumstances definitely play a part in the downward pressure on the greenback, it has been monetary policy for many decades which could lead the current economic crisis to end with the collapse of the U.S. dollar. The possible collapse of the dollar won’t come about like it’s falling off the cliff, although some will feel that way that don’t understand the underlying faults and weaknesses of monetary policy built upon Keynesianism.What is Scarcity and Opportunity Cost?
Individuals, institutions, and society make choices among scarce resources. Demand and needs from individuals, institutions and society far exceeds the resources available. In economics scarcity exists because resources are limited.Grant Sources to Claim Free Money
There are a number of grant sources that will help you find and apply for free grant money, and these programs are very valuable in themselves. Because there are over 3,000 government and private foundation grants that provide American citizens and organizations with cash grants, it can be a bit challenging to find and apply for these grants on your own.How to Apply For US Government Grants
If you wish to apply for a government grant, it is very important to do the proper research in order to be successful. First of all, you need to know what problem your grant proposal will be resolving.