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He Ain’t Heavy, He’s My Banker
So far, 29 banks have failed in Georgia since 2008, more than in any other state. According to some reports, another 30 Georgia banks might fail next year, and as many as 200 of the 300 Georgia banks might be under some form of edict from the FDIC.Hopefully the Fall in House Prices Will Not Affect Remortgages and Mortgages
When house prices started to rise mortgages and remortgages rose accordingly. It is to be hoped that the current fall in house prices is only a seasonable blimp.Finance and Insurance – The Profit Center
Profit is not a dirty word! The only problem that I have against it is full disclosure. You can save thousands in additional interest and backend products by understanding how finance works. Let’s examine a few tactics that are usually never disclosed and usually always applied by the dealer.Once Again, There is No Limit to the Credit Card Companies’ and Banks’ Arrogance
We have been confronted recently by a small number of credit card companies and banks that refused to accept or acknowledge the rights of a customer to be represented by third party experts, with a Power of Attorney authority. The audacity of them, how arrogant, how transparent. Clearly this is an effort to prevent customers and borrowers from being effectively represented so the credit card companies and banks can intimidate, manipulate, and cajole their customers into paying on their debt.Tips on Creating a Professional Income Statement Projection
An income statement of a company is crucial for understanding the financial condition of the company. It helps one in drawing a conclusion that whether a company is making a profit or loss.The Banking and Payments System Our Banks Use
Any person who uses money and banks is often woefully uninformed about the aspects of the banking and payment systems that exist in the country, as well as the regulations which govern those transactions. Especially in the case of servicing companies that lose payments or collection agencies which draft money unauthorized out of a bank account, a lack of awareness of these issues can cost consumers thousands of dollars, their assets, or their homes. The following are a few terms used in consumer banking transactions that many homeowners have come across but may not have understood what the acronyms…Condition Assessments Vs Reserve Studies
What is the difference between a condition assessment and a reserve study? Do they give you the same information… do I need both?Set Financial Goals For the New Year
Once Thanksgiving and Christmas are near, we realize that another year has come and gone. As we look back, we realize that there were many things that we wanted to accomplish in 2009, yet they somehow did not come to fruition. For many of us, life just gets in the way. But today is a new day, and there’s nothing wrong with creating a fresh start now. Let’s look at some questions that will trigger some ideas and help us get back on track.All About Money-Back Programs
Irrespective of whether the economy is booming or falling, it certainly makes sense to acquire the best deals on absolutely all your purchases at all times. Scoring cash back on your purchases, especially on the ones that are already at a bargain, is a wise means of saving a few bucks. If you are in truth concerned about increasing your cash savings, ace the art of managing cash-back programs.Information About England’s Money
Every country has got its own currency and the value of the currency will reflect its economic status. In olden days, people had only coins with which all the business transactions were done. Goods exchange was also in practice without using the currency. The 20th century witnessed the fast growth of using currency between countries.The Benefits of Online Banking
One of the greatest gifts that the internet has provided people with is online banking. Can you remember the days when people had to go to a financial institution such as a bank to make deposits?Get the Best Merchant Account
This article discusses how you can find the best rates and pricing for your business merchant account. It is straightforward and to the point about marketing tactics and what to avoid when choosing merchant credit card processing.What Are Cash Flow Notes?
Cash flow notes are legal instruments used to document financial transactions between sellers and buyers. Multiple types of cash flow notes exist; however, the most common include: real estate, land, seller carry back, business notes and structured settlements.