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How To Slay Credit Card Debt For GoodThe numbers tell the story, and the story is that most Americans are carrying some kind of balances on their credit cards, meaning that they do not pay the balance in full every month. The amount of debt varies, but as of a few years ago (2002) the average debt for an American family with at least one credit card was almost $9,000.00, and that number seems to rise every year. The purpose of this article is to help folks to slay that beast for good.
Open Mortgage – Is It A Good Strategy? (Taux Hypothecaire)The open mortgage (hypotheque) is the right solution if you want to avoid high early payment penalties, but it is only a tool to use if you are certain you will be paying off the home loan within 12 months. If you are not, or if you are not certain, you should take out a fixed rate loan and maybe have to pay the penalty if you pay the loan off early.
Monitoring And Managing Your Money ManagerInvestment performance does not just happen; there must be a process in place to get superior results. There are nearly 15,000 mutual funds available how do you know which ones to invest in.
Indicators – From a Personal SourceIndicators as useful in the decision taking process. There are many publicly available indicators. Others have a more private source and are not public availability. You can personally derive these indicators…
Saving Money Online with Promotion CodesWho among us doesn’t like to save some cash while shopping on the Internet? How many times have you purchased something and wish you could have gotten it a little cheaper? Now with an Internet discount code you can use discount coupons to do just that. Discount coupons of the past have always been something for the grocery store that were used mostly for food items or small household goods. These were a lot of the time, more trouble to locate and clip out, then they were really worth.
Saving As the Ultimate Attitude AdjustmentThe so-called “Sudden Wealth Syndrome” has many lessons. The chief lesson is the fact that saving and investing are less about money, and more about attitude.
Gazumping – What It Is And How To Beat ItPurchasing a dream home is one of the vital financial choices in anyone’s lifespan. Think for a while; at last you have hit upon your dream home, which you feel is situated in the right place and at an affordable price. You feel proud that you have done everything well and that there would not be any hindrances that might come across. But, then, suddenly, something goes wrong somewhere and you feel that you are back to square one, with a survey pending and legal bills to pay. Are you shocked? Or, do you challenge that this is not at all possible?
So You’ve Retired With Plenty Of Money – Now What? Wealth Management Solutions In RetirementOkay, you are one of the lucky ones, making a killing in real estate and the stock market, or you have scrimped and saved so some day you hope to have a big enough nest egg to retire. Congratulations! You’ve done it. Now what? Financial planning has historically focused on helping people achieve major financial goals such as saving and investing in order to retire comfortably, sending kids to college or buying that private island in the south pacific. But what about retirees, who, for the most part, have already achieved their goals and simply want to preserve their way of life?
Home Equity Lines Of Credit For Greater FlexibilityIf you need a flexible source of funds where you can obtain the money you need and repay it according to your variable income, home equity lines of credit are the type of financial product that you need.
85% LTV Self Employed Mortgages and RemortgagesNo proof of earnings mortgage and remortgages. Self employed people get self certs and self certification mortgages with no accounts required.
How To Refinance Your Mortgage?People in debt try to break even by paying their monthly installments. However if they are not punctual or do not manage their finances well, the interests gradually eat into their income. These debts go on accumulating and certain solutions have to be thought of. One such solution could be a mortgage refinancing loan.
Mortgage Early Payoff Schemes And The Risks InvolvedSome lenders come up with plans that enable you to pay off your loans faster. There are ways to do so, but there may also be certain loopholes for which you have to be alert. Always check all the terms and conditions before getting into any of these schemes. Some of the factors that you should pay special attention to at this stage are: