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Members Owned Banks
A surprising number of consumers may not realize the important difference between credit unions and conventional banks. When an individual walks into a typical bank, they are just a customer. A credit union member, however, is part owner in the facility.Islamic Banking – An Overview
All religions have their own sets of Divine values and norms with regard to human behavior at large, the economic behavior being a part of it. They all call on human beings to observe and implement religious guidance both individually and collectively for the well being of the nation. The basic principles of Islamic Banking originate in the axioms of justice and harmony with reality and the human nature. The concept of Islamic Banking is evolved on the basis of Shariah principles. One might wonder whether Islamic Banking & Finance is an alternative approach to modern banking.Bad Credit Mortgages Are Possible
Bad credit mortgages do exist. Just because you have bad credit doesn’t mean you can’t get a mortgage loan for a home. Here’s how.Give Your Business a Boost!
If your business needs finance to overcome a momentary financial problem due to lack of funds, a business loan can aid you in achieving your goals. There are however different categories of business loans and knowing the specifications of each one will help you to choose the one that best suits your needs.All About Arbitrage – What is Arbitrage in Financial Terms?
Imagine an investment strategy that allows investors to take advantage of the difference in the price of a certain market or asset. In other words, the investor would profit from the discounted purchase and immediately resell of the product or share in a different market at a higher price. Read on to find out moreMore Popular Than Ever- Fixed Rate Mortgages
More people than ever are opting for the security of fixed rate mortgagesHow to Make a Baby Diaper Cake: The Easiest Way
There are many sources which will tell you how to make a baby diaper cake. Now, it depends on what you want to gift, how much time you have and how creative you are. If you have the time and creativity you can make a very complex three-five tier cake filled up with goodies for the newcomer baby.Credit Cards For Teenagers
Although many believe these cards are better for children than other financial products, there are still question marks over whether they are a good ideaA Visa Gift Card Is A Thoughtful Gift
If you are considering giving a gift to a friend, neighbor, family member, or co-worker, then consider giving a gift card instead of a present. Gift cards allow recipients to choose the gift that befits them and in many cases the card can be used at many different locations, especially if it is a Visa gift card. Yes, the same company that offers credit card and debit card services and is accepted almost everywhere now offers a gift card that can be used all over.A Low Credit Score Can Really Cost You
If you have a low credit score, well below the national average of 723 then that low score will cost you plenty over time. Loans will be difficult to obtain, but if approval is given you will pay a higher interest rate than someone with good credit. Think that a low credit score can’t hurt you? Well, it not only can it can make your life downright miserable.How to Use an Offshore Bank Account
Having an offshore bank account is one thing, using it is quite another matter. When the corporation is an anonymous bearer share Panama corporation your anonymity is further protected since establishing ownership of the corporation is about impossible so you would have to see who is recorded at the bank as the beneficial owner of the bank account and this requires you to convince a court in Panama to open up the bank records (something that is very rarely done) to reveal who the beneficial owner is. The Anonymous Panama Corporation adds in a nice thick layer of privacy protection.It Is All In The Offer
Credit card offers can fill up your mailbox within days if you don’t check your mail on a daily basis. Pull more than half of your mail to the side and it is likely peppered with offers from leading credit card providers extolling the virtues of their product. Most offers will include points such as these:Thinking of Using Hong Kong as an Offshore Jurisdiction
This is a jurisdiction that may have a few small features regarding taxation but when it comes to privacy it is most deficient. One disadvantage of Hong Kong companies is that annual financial statements must be prepared, audited and presented to the Government to prove that the company did no business in Hong Kong and therefore owes no taxes. Such statements must be presented within 18 months of the date of incorporation. This is our opinion is grounds for finding a friendlier jurisdiction.