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Mortgage Broker or Mortgage Lender: Choosing the Best Option
Searching for loan products without the help of a broker can mean spending hours on the computer researching, going from lender to lender, completing dozens of new applications, and trying to negotiate the best deals all on your own. Learn how to take the headache out of the process and ensure the best mortgage products by reading this article.Contractors See Positive Outcome From Recent UK Labour Market Stats
The contracting profession has arguably been picking up and gathering momentum for the past few years, but 2012 proved pivotal with the number of contracts rising dramatically. As a result of this, alternative finance proved very important throughout the professional year.The Ins And Outs Of Invoice Finance
There are numerous finance options available to businesses, a lesser known one being invoice financing. This article explores why considering invoice finance might be a good idea for your business by assessing the benefits of using it.A Year of Contractor Finance
Keeping abreast of changes in the market is essential for contractors or those looking to transfer to their own limited company. Last year saw many changes concerning contractor financing and this article assesses their affect on those within the profession.A Sound Financial Plan – Live Like a King on Your Budget
Learn how to create a sound financial plan and see why creating a budget will allow you to live comfortably all while saving and controlling your money. The difference between overspending and building wealth is just a few easy steps away.Who’s Caddying Your Assests?
Having a savvy caddy is vital for success in the game of golf. Likewise, having a savvy advisor is vital to successful retirement planning. Many of the functions an excellent caddy performs for his golfer, a financial advisor also provides to an investor.Employees Need Direct Education To Eliminate Mistakes
The Employee Benefit Research Institute tells us that more than 50 percent of all 401(k) plan participants have yet to complete a retirement needs calculation, even as more responsibility for retirement outcomes shifts to employees. What’s more, only 17 percent of workers are very confident that they will have enough to retire comfortably. Education is the key to enable employees to make informed decisions and be comfortable with their financial retirement preparations.How Do I Tell Employees About Fees?
Don’t wait for employees to come to you with questions about the 404(a)(5) regulation fees that will be appearing on their retirement savings plans. It’s time to start preparing to distribute fee disclosures explaining these fees before 401(k) statements are received. Initial fee disclosures were to be given to participants by August 30, 2012 and the first quarterly disclosure was by November 15, 2012.Steer Clear of Conflicts of Interest
In other articles, we’ve been discussing the new fee disclosure regulation and now it’s time to chat about retirement plan conflicts of interest. Consider these circumstances when designing your plan to avoid conflicts of interest that could hinder your retirement savings efforts. Big NO-NO!The Reality About PPI Insurance Claims Companies
In case your Payment Protection Insurance happens to be mis-sold and now you’re looking to get it back (and even if you’re not), chances are PPI insurance claims companies have been courting you non-stop. You’ve most likely been bombarded with messages; perhaps you’ve seen fliers. Or maybe some random salesperson has halted you before and advertised PPI insurance claims service that assures the quick return of your hard earned cash.Tips on How to Start a Business That Works: Tapping YouTube
Learning how to start a business isn’t easy, but once the entrepreneur has finally gotten it up and running, it’s crucial that he constructs an advertising campaign that’ll help his establishment make money in consistent fashion. Promotional strategies should be diverse to reach all targeted markets. Today, the internet has made it possible for small to big-time entrepreneurs to promote their brand, products and services in an effective, cost-efficient manner.12 End-of-Year Personal Finance Must Do’s
This is a great list to help with financial year end planning. A broad range of topics from retirement contributions to home and car-buying is addressed. With the end of the year looming, there are many tasks that must be completed before this impending deadline. While I am by no means an accountant, financial planner or lawyer, I have come up with a list of items that our family is sure to address before midnight on December 31st. Read more…IT Leasing Can Streamline Your Budget Sheet
When it comes down to it, most business owners, CFOs and CTOs have objectives to streamline the business and keep unnecessary costs to a minimum. Here, we answer the important questions around the impact of leasing on company finances…