Money Management: Learn Ways To Make and Save Money

In our day and time, it is always good to know how to save your money, and make even more money. To help you along, we have put together a list of suggestions to help you do just that.

Long Term Care – Save Thousands

A financial adviser at the bank has told me to take out long term care insurance and I wonder if it’s a bit of a waste of money? My husband died recently but I am worried that my estate might disappear in long term care costs…

Will Additional Fed Stimulus Cause Lower Mortgage Rates?

Earlier this week, a colleague of mine wrote a good post on how an additional round of quantitative easing by the fed might affect mortgage rates. For those who don’t know quantitative easing is a mechanism by which the Federal Reserve increases the money supply.

Banks – The End of Cheap Credit

As if banks and their swashbuckling lifestyles, bonuses and irresponsible purchases and lending isn’t enough. Today the chief executive of the British Banking Association (BBA) has announced that the new rules put in place under Basel III will force up costs for borrowers and that the end of cheap credit is nigh. (When did cheap credit exist?) If that doesn’t get every businessman and borrower in the UK seething beyond comprehension, nothing will. Where on earth did that contrived comment come from?

How Healthy Is Your Pension?

I remember back at the age of 22 I was told to make a Will and start a pension. Nothing could have been further from my mind. Either way, I did it. Back then, the costs of setting up a pension contract were extortionate. My first two years’ pension contributions disappeared in commissions, and one way or another the insurance company managed to pilfer away until there was virtually nothing left.

Consolidate Your Finances Quickly

There are some tips that you always need to remember if you want to consolidate your debts. Try to apply for a home equity loan or personal loan. You also need to inquire for fees and budget the money that you have. Try to remember the tips mentioned to have a guide.

Turn Savings Into a Non-Discretionary Expense

There are many ways to save more money each month. One of the easiest ways to save money is to treat your savings like a non-discretionary expense. When you have savings automatically deduced as a fixed expense, the money is no longer available for discretionary purchases.

Wealth Is Determined by How Much You Spend Not Your Income

Have you ever said to yourself "If I got that promotion everything would be better"? While it may seem like a high income is the answer to financial difficulties, the truth is that wealth should not be defined by our income. The best measure of wealth is the difference between our income and our expenses.

Driveways: The Heart Of A Home

You can really say that there are endless ways to design a person’s back or front yard. You can install different types of shrubbery, masonry work and more. Homeowners have the option of installing unique fencing, veneers, or brick walling.

There Is a Reason Why You Don’t Know How Much You Pay in Fees on Your 401k Plan

When was the last time you received your statement for your 401k plan, and you did more than to just scan it to find out what your balance was? When was the last time you tried to figure out how much you paid in fees to the company that administeres your plan? If like most people, you never tried to do that, there is a reason why you don’t try – doing this is by design is an exceptionally complicated matter.

Free Money Management Software

There is a certain trick to managing your money! Although it may often seem rather difficult to accomplish, there is a way to manage your income, and do so without overspending all the time. It all begins with free money management software.

There’s No Shortage of Money Management Software for Mac Users

Anyone in business needs financial management software to keep records of all income and expenses for tax purposes. With a vast array of online services, payment providers, online financial institutions, products sold and sales that an internet marketer needs to keep track of, good record-keeping and financial management is essential. Fortunately, your Mac can help you to do this. At one time, Mac users had Quicken and that was about it, and even Quicken threatened at one time or another to leave the Mac behind, causing much trepidation. Nowadays, Mac users have an embarrassment of riches when it comes to financial management software, for the Mac, online and for the iPad and iPhone. The biggest challenge today is not finding a good money manager program to track one’s finances but to choose the best one from the wide array of choices available, both freeware and commercial.

Getting To Know Home Value

Understanding home value is one of the most important things to do when you are deciding to move. After all, a home is an investment, a long term investment that could affect the finances for the rest of your life. Here are a few tips to keep in mind when purchasing a home in order to maximize your home value.

You May Also Like