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Is LED Lighting Expensive?

Yes the initial Purchase of a LED lamp is far more expensive than the traditional incandescent light bulb we have grown accustomed to for the last 130 years. However purchasing LED lamps should not be regarded as another expense but as an investment, be it for your home or for commercial use, it most probably will be the fastest return on your investment, short of landing a number on a roulette table.

Variable Annuities: The Third Way?

For many people the attraction of buying a guaranteed annuity is the word “guaranteed”- you pay the premium with your hard earned pension fund and get a guaranteed income for life. At the other end of the spectrum there are those who don’t want to commit to a guaranteed income and are happy to expose their fund to the changeable stock market generating a pension income through draw-down. However, if neither option appeals to you, you may want to consider the so-called “third way”: The variable annuity.

Buying a Tax Certificate: A Look at the Benefits

If you have been getting interested in making a profit from real estate investing, you may have found yourself discouraged by a market that is far from stable. One of the ways that has proven highly profitable for many is buying a tax certificate.

Quiet Title Action: When Might You Face a Complaint?

A quiet title action describes a lawsuit where there is a dispute over who owns a piece of property. An individual or corporation will bring the lawsuit to claim title and quiet any further claims or challenges to the deed.

Right Time to Sell Gold for Cash

Gold is a precious commodity that is growing more popular as inflation sets in; its rising prices are tempting many to sell gold for cash today as consumers are beset with money problems. Those who may have purchased gold in earlier days would be glad to have some today which allows them to sell gold for cash any time they want to with the high price of gold. Hence, in poor economic times, many are turning to sell gold for cash to ease their financial woes.

Detailed Breakdown of Your Roth IRA Income Limits in 2012

Your Roth IRA Income Limits are re-evaluated every year along with the other factors that affect your contribution limits, however, your income limits are probably the most important change every year because you need to know if you are eligible to contribute or not. Before you continue make sure that you know how to calculate your Modified Adjusted Gross Income (MAGI).

Is College Worth The Money Today?

It is not unlikely that you see people with Bachelor’s and even Master’s degrees waiting tables these days. Depending on what they studied and the hiring standards in their field, they may be under- or over-qualified for most jobs. Students that have spent thousands of dollars on education are getting stuck paying off their loans without a steady income to afford them.

Financing a Construction Company That Takes on a Large Government Contract

You have landed the big contract your construction company was working hard to close and get ahead. Management is buzzing and the company is prime and ready to get started on the large government project. The five year old company provides roofing and repairs to distressed properties through a program developed by local and county agencies to clean up cities in Florida. Previously a general contractor, the company was awarded a contract by the city and continues to receive more contracts from the local government. Due to the nature of the contracts, the construction company does not get paid until the very end of the job.

Money Grows on Trees

Do you know the old saying: “Money doesn’t grow on trees”? Well, you most likely do. But do you know it is not true? Money actually does grow on trees. After having read this article I am sure you agree and want to start getting your personal money tree.

Forex Trading – Can You Create A Small Business Based Around Online Currency Trading?

With many proven and reputable forex currency trading brokers available where you can sign up an online account, there are numerous possibilities and options for anyone wishing to participate in the foreign exchange market. While most people would only consider opening up an individual or personal account at most of these broker companies, this article is going to focus on another option that these companies offer which is the ability to open a corporate account.

Hope When You’re Broke

Few life circumstances cripple our hope more than the capitulation of our finances; the loss of good paying work, uncertainty, reliance on piecework, and much debt. All these and more will get us down, and down we might stay, except for a vibrant hope that sits somewhere amongst the truth.

Investing in Times of Uncertainty and Volatility Part 4 – Other Important Considerations

What is your risk profile? If you find the ups and downs of a balanced or growth portfolio to be too volatile and are losing sleep from the share market there is a possibility that you are in the wrong long-term investment option for your risk profile. What is your time frame? Understanding your proper long-term risk profile is important however it is equally important to understand the time frame of your investment option. Are you invested in a quality diversified portfolio? As previously mentioned, the market values financial assets at different prices for various reasons. If the share market has fallen it does not mean that you have lost money. Are you getting proper advice? Self education is to understand what is financial planning advice, the advice process, the questions to ask your adviser, how to know if you are getting good advice and what to do if things go wrong.

Use Financial Calculators To Realize Your Financial Goals

Online money calculators are a good way to keep your financial future in check. You can find these calculators for free online to determine things like your monthly mortgage payments, the amount of money you will need to save in order to reach a goal, or to compare loan and investment terms. As a result, these calculators can prove to be very worthwhile to just about anyone interested in planning and preparing for their financial future.

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